Money transfer systems and methods

摘要

The present invention provides systems and methods of facilitating money transfers. The method includes receiving, at a money transfer system, access to a customer's account, establishing, at the money transfer system, a money transfer record including a recipient and an amount, and receiving, at the money transfer system, an identifier for the money transfer record. The method further includes receiving presentation of the identifier at an input device of the money transfer system and authorizing a money transfer associated with the money transfer record.

主权项

1. A method of facilitating money transfers, the method comprising:
establishing a transfer record associated with a funds transfer package; making the funds transfer package available for sale at a vendor location; receiving a transfer activation request including an activation amount of funds to be associated with the funds transfer package; receiving a transfer fulfillment request comprising:
a request to transfer a first portion of the funds to a first receiver;a sender's personal identification information; andthe first receiver's personal identification information; in response to the money transfer fulfillment request, providing a transaction identifier to the sender; and authorizing payment of the first portion of the funds to the first receiver based on receipt of the transaction identifier from the first receiver.