DUMMY-CARD-USING PAYMENT METHOD AND PAYMENT SERVER

摘要

According to an embodiment of the present invention, provided is a method whereby a payment server effects payments by using a dummy card matched with a plurality of cards, the dummy-card-using payment method comprising the steps of: receiving dummy-card information from a user terminal and matching the information with the plurality of cards that have already been issued to a user; receiving a payment request using the dummy card from an affiliate store; and extracting at least one of the plurality of cards matched with the dummy card in accordance with preset conditions and effecting the payment through the extracted card.