| 摘要 |
An embodiment of the present invention relates to a payment processing method used by a card server and a payment processing server. The method includes the steps of: receiving the payment amount information from the card server once a user′s card is used in a member store; determining whether the payment amount can be processed by using the amount of the money deposited in the user′s account except the management target amount; and processing the card payment authorization for the payment amount by using one of the debit card payment method or credit card payment method according to the determination result. Accordingly, the present invention can process card payment approval for estimated payment amount by using any one payment method among check card payment method and credit card payment method according to the amount excluding the preset management target amount deposited in the user account. |
