| 摘要 |
PROBLEM TO BE SOLVED: To provide a recommended credit frame calculation device capable of using a recommended credit frame as a determination material of an application amount to a financial institution by calculating the recommended credit frame on the basis of information, such as a business type of a place of work of a customer, a job title, and a transaction state, and grasping a needed amount in the future.SOLUTION: A recommended credit frame calculation device has analytical basic table creation means 4 for reading customer information and creating an analytical basic table, filtering means 5 for excluding outliers of the customer information, complementation means 7 for complementing missing information in the customer information, selection means 9 for selecting important information to calculate an estimated annual income from the customer information including information complemented by the complementation means, estimated annual income means 10 for calculating an estimated annual income on the basis of the customer information selected by the selection means, and recommended credit frame calculation means 15 for calculating a recommended credit frame of the customer on the basis of the estimated annual income calculated by the estimated annual income calculation means. |
