| 摘要 |
<p>A mobile money system comprising: at least one mobile money device configured with at least a CPU, a GSM engine, antenna, display, keypad/touchpad, printer and SIM reader; and at least one external SIM card configured to be read by the reader; wherein the mobile money device uses a SIM Tool Kit application stored on the external SIM card to process at least one mobile money transaction. A method for managing Mobile Money transactions comprising: providing a mobile money device having at least a CPU, a GSM engine, antenna, display, keypad/touchpad, printer and SIM reader configured to accept insertion of an external SIM cards; inserting an end-user external SIM card into the SIM reader; reading the end-user external SIM card; validating the end-user external SIM card has a SIM Tool Kit application; registering the end-user external SIM card on a network; using the network connection to transmit data to and from the mobile money device; displaying a SIM Tool Kit application menu on the display; choosing at least one option from the menu using the keypad/touchpad; inserting data if required; sending data regarding the chosen menu option via the network connection; receiving a response regarding the data via the network; displaying the response on the display; and printing a transaction receipt.</p> |
