发明名称 |
METHODS AND SYSTEMS FOR PROVIDING A PAYMENT ACCOUNT WITH ADAPTIVE INTERCHANGE |
摘要 |
<p>Pursuant to some embodiments, systems, methods, apparatus, and means for conducting payment transactions using mobile devices are provided in which a mobile device is presented at a point of sale for use in a payment transaction. A selection of a primary account is received from a user of the mobile device, and the mobile device automatically identifies a product type of the primary payment account. The mobile device selects and transmits a proxy payment account identifier having a product type equivalent to the product type of the primary payment account to the point of sale for use in the payment transaction. The point of sale causes a first payment authorization request message to be routed to an issuer of the proxy payment account.</p> |
申请公布号 |
EP2795549(A1) |
申请公布日期 |
2014.10.29 |
申请号 |
EP20120860551 |
申请日期 |
2012.12.20 |
申请人 |
MASTERCARD INTERNATIONAL, INC. |
发明人 |
PARENTO, STEPHEN, A.;HYNES, RON |
分类号 |
G06Q20/00;G06Q20/22;G06Q20/38 |
主分类号 |
G06Q20/00 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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