USING A MOBILE DEVICE AS A POINT OF SALE TERMINALWITH RECEIPTS

摘要

A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the point of sale device to a payment entity, in which the payment authorization is sent to the payment entity via a mobile communication device of the user. The method further includes receiving a result of the payment authorization from the payment entity through the mobile communication device; and completing the payment transaction based on the result of the payment authorization.

主权项

1. A method comprising:
calculating a total purchase amount; electronically receiving purchase information including payment credentials from a user, the purchase information received by using a non-browser based payment application at a mobile device, the payment credentials associated with a credit card, a debit card, or a prepaid card, the mobile device including a mobile device display, a mobile device processor, a mobile device radio transceiver configured to support voice and data interactions through a first communication channel, a mobile device wireless fidelity (Wi-Fi) transceiver, and a mobile device memory configured to maintain THE non browser based payment application configured to facilitate payment processing at a remote server; generating a payment authorization request at the mobile device; wirelessly transmitting the payment authorization request and payment credentials from the mobile device to the remote server; sending a request from the payment application to the remote server for a receipt for display within a specific payment application generated screen, the specific payment application generated screen corresponding to a specific screen, scene, or real estate property, the selection of the receipt performed by the remote server is based on correlating targeting parameters; receiving the receipt at the payment application from the remote server, the remote server configured to authorize payment using the payment credentials; and displaying on the mobile device display the receipt received from the remote server within the specific payment application generated screen.