SYSTEMS AND METHODS FOR FINANCIAL PROPOSAL GENERATION

摘要

Systems and methods that receive personal and/or financial information associated with a customer and a proposed financial action are disclosed. Based, at least in part on the received information, and iterative analysis of the financial implications of the proposed financial action, a financial proposal is generated. The financial proposal may provide insight into one or more optimized times and/or optimized amounts for executing the proposed financial action.

主权项

1. A financial advice system, comprising:
one or more memories that stores computer-executable instructions; and one or more processors configured to access the one or more memories, wherein at least one of the one or more processors is further configured to execute the computer-executable instructions to: identify an investor, a proposed financial action, and a span of years for consideration for the proposed financial action; obtain, from at least one of a financial advisor or the investor, information associated with the investor, wherein the information comprises personal data associated with the investor and financial data associated with the investor; and generate, based on processing the obtained information, a financial action optimization proposal, wherein the financial action optimization proposal comprises one or more years in the span of years for executing the financial action, and wherein each of the one or more years is associated with a respective financial amount; and one or more network interfaces to transmit, for presentation to at least one of the financial advisor or the investor, the generated financial action optimization proposal.