SYSTEMS AND METHODS FOR PROVIDING AUTOMATED TIPPING SUGGESTIONS

摘要

The disclosed embodiments include methods, systems, and articles of manufacture for providing tipping suggestion services. A financial service provider configures a financial service account for a user. After the user makes a purchase at a merchant associated with leaving a tip, such as a restaurant, the financial service provider may determine metrics related to tipping, such as the user's own tipping behavior, or the tipping behavior of other users at the same merchant over time. The financial service provider may rapidly transmit the tipping metrics to a client device when a notification is received that a user has made a tip-eligible purchase, so that the user may factor the metrics into a decision of how much to tip in real time as the decision is being made.

主权项

1. A system for offering tipping suggestions, comprising:
a memory storing instructions; and a processor configured to execute the instructions to:
receive transaction information relating to a user purchase authorization associated with a user financial service account;determine a merchant associated with the authorization based on the received transaction information;determine whether the merchant is associated with tipping;determine tipping history information for the user associated with the determined merchant; andprovide the user with the tipping history information.