REAL-TIME APPLICATION PROGRAMMING INTERFACE FOR MERCHANT ENROLLMENT AND UNDERWRITING

摘要

The disclosed embodiments include methods and systems for providing a real-time application programming interface for merchant enrollment and underwriting. In one embodiment, a process is disclosed that may include receiving, from a first computing device, a request for applying for the merchant financial account for a merchant applicant. The request may also include verifying the information associated with the merchant applicant and providing, via the first computing device, at least one question with a plurality of answer choices to the merchant applicant if the merchant applicant information associated with the applicant is verified. In one aspect, the method may include receiving an answer choice to the at least one question from the merchant applicant via the first computing device and validating the received answer choice. If the answer choice is validated, the method may include activating the first computing device and authenticating the merchant applicant for the merchant financial account.

主权项

1. A system providing a merchant financial account, comprising:
one or more memory devices storing software instructions; and one or more processors configured to execute the software instructions to:
receive, from a first computing device, a request for applying for the merchant financial account for a merchant applicant, the request including merchant applicant information,verify the information associated with the merchant applicant,provide, via the first computing device, at least one question with a plurality of answer choices to the merchant applicant when the merchant applicant information associated with the applicant is verified,receive an answer choice to the at least one question from the merchant applicant via the first computing device,validate the received answer choice,activate the first computing device when the answer choice is validated, andauthenticate the merchant applicant for the merchant financial account.