| 主权项 |
1. An intelligent wallet (IW) computer device for recommending a payment card from a plurality of payment cards to a cardholder for use in a payment transaction with a merchant, said IW computer device comprising:
a memory device for storing data; and a processor in communication with said memory device, said processor programmed to: receive, from a point-of-sale (POS) computer device, event data associated with the payment transaction; receive, from the POS computer device, transaction data associated with the payment transaction, the transaction data including product identifier data, a first merchant category code (MCC), and purchase amount data; receive payment card rules and cardholder preferences for each of the plurality of payment cards associated with the cardholder; and recommend a candidate payment card from the plurality of payment cards by processing the event data and the transaction data with the payment card rules and the cardholder preferences. |
