The present invention relates to a virtual wallet provided without a connection to the networks formed by wired and wireless means such as phone, Internet, intranet, able to be used during spending the virtual deposit money and only providing access to the information belonging to the required amount of virtual deposit money. The most important object of the present invention is to provide a virtual wallet having the feature of being a plurality of credit cards, debit cards or cash and capable of storing therein the information belonging to the transferable virtual deposit money thanks to the memory modules comprised therein. The present invention is also intended for improving the security of this virtual wallet by means of a keypad enabling the user thereof to directly enter their password to access said information. Allowing outside access only to certain information rather than allowing outside access to all the information upon entering the password will also be a feature to be included in this virtual wallet.
