AUTOMATED TELLER MACHINE TRANSACTION PREMIUM LISTING TO PREVENT TRANSACTION BLOCKING

摘要

A system, method, and computer-readable storage medium configured to store a premium list of accounts of ATM cardholders, wherein the list includes primary account numbers (PANs) associated with the accounts of the ATM cardholders, and to allow the ATM transaction to proceed unblocked if the PAN of the transaction appears on the premium list even if the transaction would otherwise be blocked by the controller based on one or more fraud prevention rules.

主权项

1. A method of processing an Automated Teller Machine (ATM) transaction at a processing network, the method comprising:
storing a premium list of accounts of ATM cardholders, wherein the list includes primary account numbers (PANs) associated with the accounts of the ATM cardholders; receiving, via a computer network, data of an ATM transaction from a merchant bank, wherein the ATM transaction data includes a PAN associated with one of the ATM cardholders; allowing the ATM transaction to proceed unblocked if the PAN of the transaction is on the premium list even if the transaction would otherwise be blocked based on one or more fraud prevention rules.