Methods, systems, kits and computer usable media for simulating financial transactions

摘要

A method of teaching personal financial skills to a student includes providing a balance of simulated funds within a simulated bank account. Simulated bills are transmitted to a student on a periodic basis via at least one of a courier and an electronic transmission, wherein at least some of the simulated bills are transmitted on different dates and impose different due dates. Simulated payments are received from a student corresponding to the simulated bills via at least one of a courier and an electronic transmission. The simulated payments are processed upon receipt and the balance of the simulated funds is reconciled within the simulated bank account to reflect the simulated payments. A computer usable media having encoded thereon a computer implemented method for simulating financial transactions is also provided. System and kits are also provided.

主权项

1. A computer-executable program tangibly embodied on a non-transitory computer readable medium, the program encoding a computer implemented method for teaching effective management of personal finance through simulated financial transactions, the method comprising:
providing a balance of simulated funds within a simulated bank account; generating and causing transmission of a plurality of simulated bills to a student, wherein at least some of the simulated bills are transmitted on different dates via at least one of a courier and an electronic transmission and impose different due dates; processing simulated payments from the student, wherein the simulated payments are received via at least one of a courier and an electronic transmission; and monitoring the payment amounts and payment receipt dates of simulated payments from the student and reconciling the simulated payments corresponding to amounts and due dates of the simulated bills and adjusting the balance of the simulated funds to reflect the simulated payments.