| 摘要 |
<p>The present invention relates to a system and method for real name verification by a smart terminal which allow a user name to be easily verified by transmitting, to a real name verification authority, client information of a user provided by a service provider based on login information and terminal information of a smart terminal when the user wants to use various external services including financial transactions on the smart terminal. The first feature of the present invention is that the system for real name verification by a smart terminal comprises a smart terminal, a service server, and a user verification server. When a user succeeds in logging in a service server on the smart terminal, the smart phone receives client information from the service server, and transfers the client information and terminal information to a user verification server. If the verification is successful, the smart terminal allows a service process for the service server. When client information has been stored and login by the smart terminal is successful, the service server transfers client information corresponding to the login information to the smart terminal. If the verification is successful, the service server allows a service process. When the client information and the terminal information have been matched and stored, depending on whether the client information and the terminal information received from the smart terminal match, the user verification server determines whether the verification is successful or not, and transfers the result to the smart terminal or the service server. [Reference numerals] (110,230) Client information processing module; (120) Terminal information extracting module; (130,220) Financial transaction processing module; (140,240,320) Communication module; (210) Log in processing module; (250) Client information database; (310) Authentication module; (330) Client/terminal information database; (S10) Log in; (S20) Client information request; (S30) Client information transfer; (S40) Terminal information extraction; (S50) Client information + terminal information transfer; (S60) Perform authentication depending on whether the client information and the terminal information match; (S70) Authentication result transfer; (S80) Financial transaction processing when authentication is successful</p> |
