| 摘要 |
Quality of Service (QOS) systems and methods to determine the likelihood that a packet of information transmitted by an OBD, mobile, or other telematics device meets user requirements for accuracy, reliability, and quality of data suitable for a driving performance product, such as, for example, the implementation and modification of a usage based insurance (UBI) or behavior based insurance (BBI) or self-insurance program. Methods are established for determining when and how to display data to each constituent, including policyholders, insurance actuaries, and insurance carrier customer service staff. The QOS data may also be provided to OEM and GPS device manufacturers for the purpose of improving the performance of their software and devices. The QOS system analyzes the amount of time it takes to send and receive a packet of information, the performance of the GPS module and satellites, the presence or absence of data that is based on set conditions, performance metrics relative to key UBI or BBI variables, and self-tests on GPS or OEM hardware. |
