摘要 |
<p>The present invention seeks to provide methods and systems for the online exchange of business services between merchants, wherein credit is approved and used to establish virtual value recognition documents such as gift cards or coupons and acquire gift cards or coupons of other merchants. The website owner can generate revenue by retaining a percentage of the gift cards or coupons and reselling them to non-merchant users at a discount to the gift card face value.</p> |