发明名称 |
Dynamic currency conversion system and method |
摘要 |
A system for dynamic currency conversion is provided. The system includes a bank identifier system determining whether currency conversion is available for a card-issuing bank of a presented card, such as by comparing a bank identifier from the card with a list or table of participating banks. An exchange rate system determines whether an exchange rate has expired, such as an exchange rate associated with the foreign currency of the card-issuing bank. The card holder is presented with an option for selecting a foreign currency transaction after it is determined that currency conversion is available for the card-issuing bank and that the exchange rate has not expired, such that the card holder does not need to see such information unless foreign currency processing is available. |
申请公布号 |
US8655781(B2) |
申请公布日期 |
2014.02.18 |
申请号 |
US201313753265 |
申请日期 |
2013.01.29 |
申请人 |
NICHOLLS MICHAEL K.;MARAGH LESTER S.;DETEMPLE JOAN;THOMAS ROSEMARY R.;HOLMES ZUNORAINE;WILCOX GEORGE E.;SAPIENZA KEELEY M.;SHAD LUBNA;PAYMENTECH, LLC |
发明人 |
NICHOLLS MICHAEL K.;MARAGH LESTER S.;DETEMPLE JOAN;THOMAS ROSEMARY R.;WILCOX GEORGE E.;SAPIENZA KEELEY M.;HOLMES ZUNORAINE;SHAD LUBNA |
分类号 |
G06Q40/00;G06Q20/00;G07F7/08 |
主分类号 |
G06Q40/00 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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