发明名称 |
Partial authorization of a financial transaction |
摘要 |
Embodiments of methods and systems in accordance with the present invention allow partial authorization of a financial transaction. In one embodiment, where a balance of a prepaid card is insufficient to cover the entire amount of a transaction, the issuer of the prepaid card transmits over a payment processing system, approval for only the amount remaining on the card. The transaction can then be completed by the purchaser providing an additional sum from another source, such as a credit card. Such automatic partial authorization in accordance with an embodiment of the present invention avoids the delay and cost associated with having to re-execute the transaction for a less than the entire amount. |
申请公布号 |
US8636203(B1) |
申请公布日期 |
2014.01.28 |
申请号 |
US20060566596 |
申请日期 |
2006.12.04 |
申请人 |
PATTERSON BARBARA;DIAMOND STEVE;BROCKMAN TODD;PILEGGI RICHARD;DALZIEL AMY;VISA U.S.A. INC. |
发明人 |
PATTERSON BARBARA;DIAMOND STEVE;BROCKMAN TODD;PILEGGI RICHARD;DALZIEL AMY |
分类号 |
G06K5/00;G06Q40/00;G07D11/00;G07F19/00 |
主分类号 |
G06K5/00 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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