| 摘要 |
The present invention relates to a maximum valid loan condition and loan limit calculation system and a method thereof and, especially, to a load condition and loan limit calculation system and a method thereof which receive all the matters for a customer to consider at a time and then provide optimized possible loan transaction condition for the customer in real-time. The present invention enables a customer to check maximum valid loan condition easily through a prior checklist entered by a customer through a terminal. The present invention enables a customer to know actual possible loan limit accurately and rapidly, by completing right analysis like real-time violation of rights and senior mortgage etc to a corresponding object with entry items of the prior checklist only transmitted in real-time by checking and transmitting the entry items of the prior checklist to an internet banking system through a terminal of a customer. Also, the present invention enables a customer to be provided with loan proceeding state in real-time through a signal lamp of different colors according to the loan proceeding state. [Reference numerals] (100) Client terminal; (200) Internet banking server; (210) Loan information input module; (220) Maximum valid loan condition analysis module; (222) Prior checklist judgment module; (224) Prior consulting condition judgment module; (226) Loan prior consulting judgment module; (230) Loan limit calculation module; (300) WINS server; (310) Automatic inspection module; (320) Approval inspection module; (330) Mortgage warranty approval inspection module; (340) Crepia approval inspection module; (350) Provide loan proceeding situation information; (400) Management business branch server; (500) Loan service center |
