发明名称 INTERPERSONAL TRANSACTIONS, LOANS, MONEY, PAYMENTS, SECURITY DEPOSITS, DEBT PAYMENT, CONSTRUCTION GOODS, DRAFT, WRITTEN BETWEEN THE BORROWER, PRIVATE, CIVIL, CRIMINAL, AND CONTENT IN EACH OF THE PROOF, THE PROOF OF THAT SERVICE AND AGREEMENT
摘要 Since prior arts focus on a consumer cash loan, do not implement ways for covering various forms of private transactions with respect to online and offline loan transaction, debt collection and etc. and focus on reducing a rate of loss of loaners, it is urgent to build a complementary measures and detailed ways for debtors. When individuals make a contract using conventional ways (such as private transactions, loans, money, goods costs, construction costs, deposits, debts, bills, promissory notes, private written memoranda, civil actions, criminal actions, certification of contents, agreements, and etc.), a verification service of the present invention provides verification of the contract through a smartphone and the Internet, The verification service and a method thereof fundamentally prevent unfair bargaining vicious loaners and fraudulent vicious borrowers from entering a contract by providing an urgent announcement (or a public wanted notice) utilizing media such as the Internet, a smartphone application, a tablet PC, a fax, an email, and etc.. The verification service and the method thereof collect own evaluation about loaner clients and borrower clients and clients' evaluation in lending and borrowing actions, and evict unfair clients below a standard with a notice to prevent damages to an another victim in advance. The verification service and the method thereof are provided to facilitate safe lending and borrowing actions by reducing the frequency of wrongful claim collecting actions and minimizing illegal and unfair acts, and to improve user's convenience in business activities. However, all above services including the consumer cash loan are provided to only subscribed users. [Reference numerals] (AA) Write a contract; (BB) Terms of service agreement, Membership Registeration; (CC) Connect to a lawyer, Turnaround; (DD) Public wanted notice of vicious loaners and borrowers; (EE) Reception denied; (FF,HH) NO; (GG) Automated screening of requirements for contract; (II) First time Correction order; (JJ) Second time Returning membership application document; (KK) Third time Deleting membership information - termination due to violation of terms; (LL,PP) YES; (MM) Sincere payments on loan; (NN) Executing the contact; (OO) Identification DB/Loaners and Borrowers information DB
申请公布号 KR20140002343(A) 申请公布日期 2014.01.08
申请号 KR20120070741 申请日期 2012.06.29
申请人 KIM, IN CHOL 发明人 KIM, IN CHOL;KIM, DAE WHAN
分类号 G06Q40/02 主分类号 G06Q40/02
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