发明名称 |
Systems and methods for providing a cash value adjustment to a life insurance policy |
摘要 |
A method and system for performing a cash value adjustment to a life insurance policy issued by an insurer and owned by a policy owner, the method performed by a computer processing system. The method may include (1) inputting parameters of a life insurance policy, the parameters including controlling parameters, and the controlling parameters including: (i) a constraint dictated parameter of the life insurance policy; and (ii) a driven parameter of the life insurance policy. The method may further include analyzing the relationship between the constraint dictated parameter and the driven parameter; and performing a re-underwriting of the life insurance policy using the parameters of the life insurance policy and a set of re-underwriting criteria. The method may further include generating re-underwritten policy data to constitute a re-underwritten policy. The method may include providing an annuity. |
申请公布号 |
US8612263(B1) |
申请公布日期 |
2013.12.17 |
申请号 |
US20080339822 |
申请日期 |
2008.12.19 |
申请人 |
ATKINSON, III LANDIS W.;SMITH KEVIN G.;STIFF GEOFFREY S.;GENWORTH HOLDINGS, INC. |
发明人 |
ATKINSON, III LANDIS W.;SMITH KEVIN G.;STIFF GEOFFREY S. |
分类号 |
G06Q40/00 |
主分类号 |
G06Q40/00 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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