| 摘要 |
PROBLEM TO BE SOLVED: To provide a transfer system and a transfer method for processing transfer data for bulk transfer accepted on that day in a batch on that day.SOLUTION: A transfer system includes a reception server and a bank system. The reception server transmits data for occasional transfer obtained by performing the conversion processing of received data for integrated transfer via a common center to a bank system. A transfer source account in the data for integrated transfer and a dummy account in the data for occasional transfer are associated. The common center communicates with an integrated ATM, and performs the validity inspection of a transfer destination account in the data for occasional transfer. The bank system reads data in which any error does not exist as the result of the validity inspection among the received data for occasional transfer, and performs transfer processing, and performs first payment processing from the dummy account included in the data for occasional transfer. Afterwards, the bank system performs payment processing to the dummy account such that the balance is turned into zero, and performs second payment processing from the transfer source account associated with the dummy account. The total amount of the first payment processing and the amount of the payment processing and the amount of the second payment processing are mutually the same. |
