USER DIRECT PAYMENT SERVICE METHOD AND TERMINAL DEVICE AND PAYMENT SERVER

摘要

The present invention is a technology relating to payment. A purchaser payment service providing method, a terminal device, and a payment processing server capable of reducing additional expenses of a seller for a payment process while enhancing the security of the payment process is provided as a purchaser payment service capable of immediately paying without exposing personal information by using a mobile terminal device of a purchaser without an extra payment infrastructure is provided. [Reference numerals] (410) Payment approval information storage part;(420) Request receiving part;(430) Payment approval part;(440) Payment processing part;(450) Result providing part