METHOD FOR SHARING CREDIT LIMIT BETWEEN BENEFICIARY AND RIGHTS ISSUERS WITH CREDIT LIMIT AND APPARATUS FOR THE SAME

摘要

PURPOSE: A limit sharing method and an apparatus thereof are provided to enhance effectiveness of credit limit administration and user (payment) and to implement powerful control and safety functions for limit granting and use. CONSTITUTION: A limit sharing information processing device receives a limit giving command and limit sharing target information which includes a limit qualifier and limit receiver information from a user terminal (S301). A part or all of a credit limit of the limit qualifier which is included in the limit sharing target information is given to a limit receiver which is included in the limit sharing target information when the limit giving command is inputted (S303). [Reference numerals] (AA) Start; (BB) End; (S301) Input limit sharing target information and a limit giving (or re-distribution) command?; (S302) Extract a credit limit of a limit giver; (S303) Give (or re-distribute) a credit limit to a limit receiver