发明名称 |
Conversion operations for loyalty points of different programs redeemable for services |
摘要 |
An entity and a commerce partner agree to permit transfers or conversions of non-negotiable credits to entity independent funds in accordance with a fixed credits-to-funds ratio. An account for non-negotiable credits of a loyalty program member is established. A set of two or more interactions earning additional non-negotiable credits for the loyalty program member in accordance with terms of the loyalty program is detected, resulting in the additional non-negotiable credits being added to the account. Responsive to an indication of a conversion operation occurrence, a quantity of the non-negotiable credits is subtracted from the account. The subtracted quantity of non-negotiable credits is at least a quantity of non-negotiable credits that were converted or transferred to a new quantity of entity independent funds using the fixed credits-to-funds ratio.
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申请公布号 |
US8540152(B1) |
申请公布日期 |
2013.09.24 |
申请号 |
US201313901175 |
申请日期 |
2013.05.23 |
申请人 |
BUCHHEIT BRIAN K.;MGHIE SEAN I. |
发明人 |
BUCHHEIT BRIAN K.;MGHIE SEAN I. |
分类号 |
G06K5/00 |
主分类号 |
G06K5/00 |
代理机构 |
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