摘要 |
A method and apparatus are disclosed that provide for the management of spending through accounting. The method provides for the user to establish financial accounts that track cash assets, financial accounts that track total spending limits and financial accounts that track budgetary category spending limits. The user updates as required the spending limits by transferring value between financial accounts that track spending limits. The user at any time can view a statement of the current balance of the financial accounts that track cash assets and the current balance of the financial accounts that track spending limits. When the total spending limit is equal to the total cash assets available the budgetary category spending limits effectively organise the available cash and so the balance of accounts that track budgetary category spending limits may be used to make informed spending decisions. |