| 摘要 |
<p>PURPOSE: A company money-using collateral transaction service method empowers small companies to raise funds based on the trust that people have in them. CONSTITUTION: Upon company A (10)'s request for collecting collateral, a financial company (20) determines its eligibility, sets limits for it in gaining collateral, and decides whether its request is to be approved or not. If company A turns out to be eligible, the financial company approves its collateral collection. When a number of collateral providers (30) gather, the financial company makes company A and the collateral providers strike a contract on collateral. The financial company has the collateral providers' time deposits as the collateral and provides company A with a loan. Company A provides its company money with a certain amount to the financial company. The collateral providers receive a certain rate of the company money. [Reference numerals] (10) Collateral recipient (Company A); (20) Financial company; (30) Collateral provider; (AA) Fund provision; (BB) Sale; (CC) Company A's product; (DD) Collateral provision request; (EE) Collateral setting; (FF) Purchase at a discounted price regarding a company money; (GG,HH,II) Time deposit subscriber; (S1) Collateral collection request; (S2) Company eligibility inspection, company grading, transaction approval decision; (S3) Transaction approval notification; (S4) Collateral provider gathering, eligibility inspection, approval decision; (S5) Successful transaction, collateral setting, fund provision; (S6,S7) Company money provision; (S8) Company money management</p> |
