| 摘要 |
PURPOSE: A banking system and a method thereof is capable of opening an SNS user's social bank account connected to the user's SNS account, quantifying the user's non-currency economic activities online and offline and the activities' value in an online social currency, and performing the user's banking-related services such as money transfer using the online social currency. CONSTITUTION: A request reception unit receives a request for opening a bank account or a request for a banking service from a customer device via a user interface (510). Upon the request for opening a bank account, a bank account opening unit opens a social bank account, which monitors the customer's non-currency economic activities online and offline and manages the customer's social money related to the activities (530). Upon the request for a banking service, a banking processing unit processes the banking service request using the customer's bank account (550). [Reference numerals] (510) Receive a request for opening a bank account from a customer device via a user interface; (520) Set a loan limit according to the customer's credit; (530) Open a virtual social account upon the customer's request; (540) Receive a request for a banking service from the customer device via the user interface; (550) Provide the banking service using the customer's social account; (551) Deal with the customer's transfer; (552) Deal with the customer's request for a loan; (553) Deal with the customer's request for social money; (AA) Start; (BB) End |
