摘要 |
PURPOSE: A payment system, a payment terminal, a payment method, and a computer-readable recording medium for executing the payment method are provided to minimize time restriction, thereby improving the selling of a seller and the convenience of a purchaser. CONSTITUTION: After a user purchases a product or a service of a company, the user terminal (200) reads the dedicated code of a company terminal (S620). The user terminal calls an application of the company terminal (S630). The user terminal calls a payment screen by using the application (S640). The user terminal transmits payment information to a payment system (S650). The payment system transmits an authentication information request to the user terminal (S660). The user terminal transmits authentication information to the payment system (S670). The payment system transfers money from the account of the user terminal to the account of the company terminal (S680). The payment system informs the transfer contents to the company terminal (S690). [Reference numerals] (100) Payment system; (200) User terminal; (300) Company terminal; (S610) Code transmission; (S620) Code reading; (S630) Application call; (S640) Payment screen call; (S650) Payment information transmission; (S660) Authentication information request; (S670) Authentication information transmission; (S680) Transfer processing; (S690) Transfer processing alarm; (S691) Fee calculation |