| 摘要 |
A system and method for processing banking transactions in risk limit mode when connectivity to a central application server is unavailable. The method includes calculating available balance in customer account associated with current transaction and determining if current transaction amount is less than the available balance. In case the current transaction amount is less than the available balance, a total amount associated with transactions for a plurality of customer accounts executed in risk limit mode is calculated. Thereafter, if it is determined that the total calculated transaction amount is less than a pre-defined risk limit value for a customer, the current transaction is allowed. Otherwise, the current transaction is rejected.
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