| 摘要 |
A system for keeping an inventory of vehicles that serve as collateral for loans provided by a lending entity includes a vehicle monitoring device, a database, and a central vehicle data server. The vehicle monitoring device includes a wireless modem, a processor, a GPS receiver, a vehicle diagnostics interface connector, and memory. These components are preferably enclosed in a small housing which may be installed beneath the dashboard of a vehicle. The vehicle diagnostics interface connector connects to the vehicle's OBD interface which is electrically connected to the vehicle's on-board diagnostics processor. The device retrieves vehicle diagnostic data through the vehicle's OBD interface based on the occurrence of certain events during the operation of the vehicle, such as ignition events, voltage change events, and location-based events, such as crossing a geofence boundary or exceeding a mileage or speed threshold. The device transmits the retrieved vehicle diagnostic data to the central vehicle data server via a wireless communication network. Vehicle inventories are managed in the database based on the information transmitted from the vehicle monitoring device.
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