METHOD FOR PROVIDING DEFERRED TYPE PAYMENT USING PREPAID TYPE MOILE CARD

摘要

PURPOSE: A credit payment method of prepaid mobile electronic money using pre-approval charging of a credit card is provided to charge the mobile electronic money with wireless communication in real time. CONSTITUTION: A mobile terminal requests pre-approval by providing usable limited money, payment credit card information, and mobile card information to a credit card company server(S300). After the mobile terminal receive a pre-approval completion message from the credit card company server, the mobile terminal delivers the information to a prepaid card company server(S310). The prepaid card company server charges usable limited money to a mobile card by using the mobile terminal(S312). After passing a constant period, the prepaid card company server requests pre-approval cancel to the credit card company server and the credit card company server approves the pre-approval cancel(S302). The prepaid card company server approves money, which is used by a real mobile terminal user, to the credit card company server(S304). [Reference numerals] (AA) Mobile terminal; (BB) Prepaid card company server; (CC) Credit card company server; (S300) Notify a balance; (S302) Cancel pre-approval; (S304) Request to approve money; (S306) Approve money; (S308) Charge money; (S310) Pre-approve a monthly limit; (S312) Charge the monthly limit