| 摘要 |
PURPOSE: A wireless payment method using NFC(Near Field Communication), a system thereof, and a wireless terminal thereof are provided to improve the reliability level of card information obtained through an NFC module in a wireless terminal of a user to the level of a payment terminal managed by an authenticated manager. CONSTITUTION: An authentication code generating unit(120) dynamically generates an authentication code according to an authentication rule. A payment information providing unit(125) provides the authentication code and payment information of a user to an application in a wireless terminal(200) of the user. A payment request receiving unit(130) receives card information which the application obtains from an NFC card and approval request information about the payment information. An approval procedure executing unit(140) executes a payment approval procedure for the approval request information through the card information. [Reference numerals] (100) Wireless payment system; (105) Application identification unit; (110) Rule maintenance unit; (115) Payment information receiving unit; (120) Authentication code generating unit; (125) Payment information providing unit; (130) Payment request receiving unit; (135) Authentication code authenticating unit; (140) Approval procedure executing unit; (145) Program providing server; (150) Shopping mall server; (155) Payment approval server; (200) Wireless terminal; (AA) Smart phone; (BB) Wireless AP; (CC) Base station
|
