| 摘要 |
Systems and methods for providing enhanced transaction security via use of a split mobile payment system which allows a Consumer to pay for a purchase using his mobile device without exposing Payment Account information to the merchant. The split mobile payment system may include a mobile payment application (MP A), running on a Consumer's mobile device, which can communicate with a Payment Platform and merchant's in-store Point of Sale Payment Application (PPA). A barcode can be used as one means for identifying a Consumer's Payment Account to the Payment Platform via the PPA. In the event of a PIN being required, the PIN may be entered by the Consumer via the mobile device rather than the merchant's PPA. |
