SMS PAYMENT SYSTEM HAVING CHARGEBACK TO SUBSCRIBER TELEPHONE ACCOUNT

摘要

An SMS transaction gateway server (182) receives an SMS message from a mobile phone (110) of a telephone subscriber to a telephone service via a base station (140) over a wide area network (178). The SMS transaction gateway server parses the SMS message to identify an order by the telephone subscriber and sends a chargeback request indicative of the order over the wide area network to a mobile billing platform server (150) belonging to the telephone subscriber for an amount corresponding to the order against a mobile phone balance of the telephone subscriber, receives a chargeback confirmation or denial over a wide area network from the mobile billing platform server corresponding to the telephone service belonging to the telephone subscriber, and commences fulfillment of the order when a chargeback confirmation is received from the mobile billing platform server corresponding to the telephone service belonging to the telephone subscriber.