| 摘要 |
A computer implemented method and system for managing electronic currency of a consumer is provided. A mobile wallet application on a consumer device of the consumer and a transaction management server, in communication with the mobile wallet application via a network, are provided. The mobile wallet application receives and stores incentives obtained by the consumer for engaging in one or more commercial activities. The mobile wallet application converts the incentives to electronic currency and stores the electronic currency in the mobile wallet application. The mobile wallet application, in communication with the transaction management server via the network generates one or more electronic monetary objects using the electronic currency. The generated electronic monetary objects are, for example, cash, airtime credit, etc. The mobile wallet application, in communication with the transaction management server via the network, conducts one or more transactions using the electronic currency or the generated electronic monetary objects.
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