| 摘要 |
A mobile wireless communications device may include a near field communications (NFC) device, a microphone, a memory configured to store access information for each of a plurality of payment accounts, and a processor cooperating with the NFC device, the microphone, and the memory. The processor may be configured to capture a sound using the microphone, determine a given payment account from among the plurality thereof based upon the sound, and send the corresponding access information for the given payment account to a transaction terminal via the NFC device.
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