发明名称 |
HEALTHCARE WALLET PAYMENT PROCESSING APPARATUSES, METHODS AND SYSTEMS |
摘要 |
The HEALTHCARE WALLET PAYMENT PROCESSING APPARATUSES, METHODS AND SYSTEMS (hereinafter “H-Wallet”) transforms patient insurance information, and healthcare procedure schedule information inputs via H-Wallet components into medical claim settlement outputs. In one embodiment, a method is disclosed, comprising: obtaining a user healthcare payment request including user credentials; retrieving healthcare product details and a payment amount from the user healthcare payment request; obtaining balance information of a list of user accounts; determining a recommended account for the obtained user healthcare payment request based on the retrieved healthcare product details, payment amount and the obtained balance information; transmitting a list of user account including the recommended account with the obtained balance information to the user mobile device; receiving a user selection of the recommended account; verifying payment eligibility of the recommended account for the obtained payment request; and processing fund transfer from the recommended account to a healthcare provider. |
申请公布号 |
US2012239417(A1) |
申请公布日期 |
2012.09.20 |
申请号 |
US201213411559 |
申请日期 |
2012.03.03 |
申请人 |
POURFALLAH STACY S.;LUTZEN RENEE Y. |
发明人 |
POURFALLAH STACY S.;LUTZEN RENEE Y. |
分类号 |
G06Q20/36;G06Q20/10;G06Q50/22 |
主分类号 |
G06Q20/36 |
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