| 摘要 |
PURPOSE: A financial transaction processing method using a mobile OTP is provided to safely and conveniently perform financial transactions as financial transaction method information is not exposed by using an OTP dynamically generated. CONSTITUTION: Information about a program installed on a wireless terminal of a client is mapped with information, which identifies the client issuing a financial transaction method at a financial agency. If a financial transaction is requested from the terminal, an OTP, dynamically generated by the mapped program of the terminal, is received. If validity of OTP is authenticated, a transaction procedure about the financial transaction is performed. The program, which OTP dynamically is generated on, is supplied to the terminal and is processed. |
