| 摘要 |
A system and method for projecting a flexible spending account (FSA) allocation for a consumer may be dependent on historical healthcare-related claim information, including health insurance claim information and FSA reimbursement claim information. The method may be implemented as a web-based service or as a stand-alone software application. An FSA allocation application may identify, in historical claim information, recurring expenses predicted to be incurred in a given future time period, and may estimate an initial allocation for the time period based on these recurring expenses. The FSA allocation application may produce a recommended allocation by adjusting the initial allocation dependent on expected changes in the consumer's health insurance plan, the consumer's dependents, the health of one or more family members, tax regulations, or costs of medical services. An FSA allocation application may be configured to exchange information with a comprehensive healthcare management application, which may maintain the historical claim information. |
