发明名称 INTEGRATION OF VERIFICATION TOKENS WITH MOBILE COMMUNICATION DEVICES
摘要 Apparatuses, methods, and systems pertaining to the verification of portable consumer devices are disclosed. In one implementation, a verification token is communicatively coupled to a computer by a USB connection so as to use the computers networking facilities. The verification token reads identification information from a users portable consumer device (e.g., credit card) and sends the information to a validation entry over a communications network using the computers networking facilities. The validation entity applies one or more validation tests to the information that it receives from the verification token. If a selected number of tests are passed, the validation entity sends a device verification value to the verification token, and optionally to a payment processing network. The verification token may enter the device verification value into a CVV field of a web page appearing on the computers display, or may display the value to the user using the computers display.
申请公布号 WO2012058309(A2) 申请公布日期 2012.05.03
申请号 WO2011US57889 申请日期 2011.10.26
申请人 VISA INTERNATIONAL SERVICE ASSOCIATION;HAMMAD, AYMAN 发明人 HAMMAD, AYMAN
分类号 G06Q20/00;H04L9/32 主分类号 G06Q20/00
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