发明名称 |
SYSTEMS AND METHODS FOR RANDOMIZED MOBILE PAYMENT |
摘要 |
<p>Systems and methods for improving security in mobile payment systems are described. A user device may be operated to request temporary account data for an account. No actual account number may be stored on the device. A remote system may correlate temporary account data to actual account data and transmit temporary account data to the user device, which use the data to make a purchase or generate a temporary account number than may be used to make a purchase. Temporary account data may be automatically erased or expire. A purchase authorization request may be sent by a merchant with temporary account data to a provider of temporary account data. The provider may transmit a request for purchase authorization using actual account data to a payment processor, sending a response to the merchant that does not include actual account data based on a response from the payment processor.</p> |
申请公布号 |
EP2425386(A2) |
申请公布日期 |
2012.03.07 |
申请号 |
EP20090844164 |
申请日期 |
2009.04.30 |
申请人 |
CARDINA, DONALD MICHAEL;HUGGINS, LEE P. |
发明人 |
CARDINA, DONALD MICHAEL;HUGGINS, LEE P. |
分类号 |
G06Q20/00;G06Q20/10;G06Q20/20;G06Q20/32;G06Q20/38;G06Q20/40 |
主分类号 |
G06Q20/00 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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