| 摘要 |
An apparatus for maintaining a financial product from a first party to a second party comprises a processing system configured to a) receive, by a processor of the processing system, payment data indicative of a payment from the second party to the first party; b) allocate, by the processor, according to an allocation rate which is less than or equal to a maximum allocation rate: i) a first portion of the payment for at least partially repaying the principal and interest on the loan; and ii) a second portion of the payment for at least partially acquiring an investment; c) cause, by the processor, using the payment data, the investment to be acquired; and d) update, by the processor, in a store and using the payment data: (i) loan data indicative of a loan status; and (ii) investment data indicative of an investment status; and e) adjust, by the processor, the maximum allocation rate according to an alteration in the value of the investment acquired, wherein in the event that the allocation rate is greater than the maximum allocation rate, the allocation rate is adjusted to be equal to or less than the maximum allocation rate.
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