发明名称 SAFE AND EFFICIENT PAYMENT PROCESSING SYSTEM
摘要 <P>PROBLEM TO BE SOLVED: To provide a novel and improved transaction processing system on the basis of a transaction processing system and technologies for implementing a credit/debit transaction on the Internet. <P>SOLUTION: The present invention relates to a method of processing a safe transaction between an account owner (30) and a participant merchant (20) on a low-security computer network (50), including: generating a plurality of individual codes which vary periodically and can not be predicted; and assigning a specific identifier to a plurality of account owners (30), and each of the identifiers is related to one of individual codes which vary periodically and can not be predicted, respectively. A token (230) is given to each of the account owners (30) and while synchronizing each of the tokens (230), respectively, the individual and identical code which varies periodically and can not be predicted is generated which is related to a specific identifier assigned to the account owner (30) to which the token (230) has been given. <P>COPYRIGHT: (C)2012,JPO&INPIT
申请公布号 JP2012022703(A) 申请公布日期 2012.02.02
申请号 JP20110192068 申请日期 2011.09.02
申请人 CARDINALCOMMERCE CORP 发明人 KELLERSMAN MICHAEL A III;BAGAVACHULA RAVI SHANKAR;VALAS BRAHMANYAN CHANDRA;FRANCIS M SHERWIN
分类号 G06F21/20;G06Q20/04;G06Q20/10;G06Q20/24;G06Q20/26;G06Q20/36;G06Q20/38;G06Q20/40;G06Q30/04;G06Q30/06;G06Q40/00;H04L9/32 主分类号 G06F21/20
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