发明名称 |
SEEDING CHALLENGES FOR PAYMENT TRANSACTIONS |
摘要 |
The present invention provides a method for conducting a transaction that includes receiving a pseudo account identifier that corresponds to a primary account identifier. The pseudo account identifier may be received at a portable wireless device and may be generated by a remote server computer. The portable wireless device can receive the pseudo account identifier over a first network and provide the pseudo account identifier to an access device. The access devices generally comprises a reader that can receive the pseudo account identifier, and thereafter send a message to request authorization of a transaction. The authorization request message may include the pseudo account identifier and is sent to a payment processing network. The authorization request message is sent to the payment processing network over a second network. The payment processing network may then process the authorization message and return a response that indicates if the transaction is authorized or not. |
申请公布号 |
EP2165300(A4) |
申请公布日期 |
2012.01.25 |
申请号 |
EP20080771801 |
申请日期 |
2008.06.24 |
申请人 |
VISA U.S.A. INC. |
发明人 |
CARLSON, MARK;FAITH, PATRICK |
分类号 |
G06Q20/00;G06Q40/00 |
主分类号 |
G06Q20/00 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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