| 摘要 |
A system and method for creating purchase transactions based on a series of previously created loan transactions is provided. The system and method applies to small unorganized groups of neighbors as well as formal trade exchanges or bartering organizations. The system provides the means for subscribing members to create a network of members, called a loan group, by loaning or consigning products and services to a set of members some of whom in turn loan or consign products and services to a third set of members and this “loan-it-forward” process can repeat as many levels as desired creating a network structure. The method of this invention determines when a purchase transaction can occur and adjusts loan units along the paths in the network structure to provide payments (equal to the purchase transaction amount) on each loan along the paths of members connecting the two members involved in the purchase transaction. |
