| 摘要 |
PROBLEM TO BE SOLVED: To provide rational determining factors regarding the selection of the financing, refinancing, payment method, and the like of a housing loan, based on the future life planning desired by a householder, while adding, in a timely matter, the fluctuating factors of a user's individual economic situation and social economic situation.SOLUTION: A life planning support program 100 includes a lifetime fund balance analysis program 110 and a housing expense analysis program 120 as subprograms. A housing expense analysis means calculates a payment amount due to the refinancing or the advance payment of a loan, according to reference data 190, such as, the latest interest or the like stored in an external storage unit 12. A lifetime fund balance analysis means allows the transition of a household balance to be visualized, together with loan payments by means of a graph or a balance sheet. Calculation conditions, such as, the kind of loan and interest are made selectable and are set changeable so as to facilitate comparison of the effects of payment methods. |
