摘要 |
<P>PROBLEM TO BE SOLVED: To further properly set a credit limit amount. <P>SOLUTION: An information processing apparatus creates virtual data of the number N of substantial debtors based on setting information, determines rating after a transition of the virtual data about a plurality of scenarios according to rating transition data representing a transition of each rating, calculates a risk amount in each scenario based on the rating after the transition of the virtual data, specifies a risk amount corresponding to a reliance level as a prediction risk amount of the virtual data, sets the minimum number N of the substantial debtors of the number N of the substantial debtors when the prediction risk amount smaller than a permission risk amount is specified as the number of distribution targets, and calculates the credit limit amount based on the set number of the distribution targets and a credit total amount. <P>COPYRIGHT: (C)2011,JPO&INPIT |