发明名称 METHOD AND SYSTEM FOR A DEFERRED VARIABLE ANNUITY WITH BENEFIT PAYMENTS AS A FUNCTION OF AN ADJUSTMENT FACTOR
摘要 A computer implemented data processing system and method processes data associated with a deferred variable annuity contract during the accumulation phase for a relevant life. The data includes a payment base value, a contract value, a withdrawal percent and a formula for determining an available benefit payment amount without reduction of the payment base value. The formula includes as factors the payment base value, the withdrawal percent, and an adjustment factor dependent on a period of deferral from a time a benefit payment withdrawal was first available until a first benefit payment withdrawal request and a period of time since the first benefit payment withdrawal request.
申请公布号 US2011131152(A1) 申请公布日期 2011.06.02
申请号 US201113025596 申请日期 2011.02.11
申请人 HARTFORD FIRE INSURANCE COMPANY 发明人 GOLEMBIEWSKI KEITH E
分类号 G06Q40/00 主分类号 G06Q40/00
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